{"id":167,"date":"2026-06-12T07:29:30","date_gmt":"2026-06-12T07:29:30","guid":{"rendered":"https:\/\/patrimonest.com\/?page_id=167"},"modified":"2026-07-09T13:21:47","modified_gmt":"2026-07-09T13:21:47","slug":"calculadora-patrimonest","status":"publish","type":"page","link":"https:\/\/patrimonest.com\/index.php\/home\/patrimonest-espana\/patrimonest-py\/calculadora-patrimonest\/","title":{"rendered":"Calculadora Patrimonest"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_0 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_0 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><!DOCTYPE html>\n<html lang=\"es\">\n<head>\n<meta charset=\"UTF-8\">\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n<title>Calculadora de Rentabilidad | Patrimonest<\/title>\n<meta name=\"description\" content=\"Calcula tu rentabilidad estimada invirtiendo en Paraguay con Patrimonest. Simula tu retorno en 60 segundos.\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,600;1,300;1,400&family=Inter:wght@300;400;500;600&display=swap\" rel=\"stylesheet\">\n<style>\n\n\/* \u2500\u2500 TOKENS \u2500\u2500 *\/\n:root{\n  --burg:#4f0314;--burg-m:#672737;\n  --cream:#f2eeea;--warm:#e6e3dd;--sand:#d9b78e;\n  --dark:#1a0209;--text:#1c1c1c;--muted:#6b6460;\n  --border:rgba(79,3,20,0.1);\n  --display:'Cormorant Garamond',Georgia,serif;\n  --body:'Inter',system-ui,sans-serif;\n  --max:1160px;--ease:cubic-bezier(0.16,1,0.3,1);\n}\n*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}\nhtml{scroll-behavior:smooth}\nbody{font-family:var(--body);background:var(--cream);color:var(--text);overflow-x:hidden;-webkit-font-smoothing:antialiased}\nimg{max-width:100%;display:block}\na{color:inherit;text-decoration:none}\n\n\/* \u2500\u2500 NAV \u2500\u2500 *\/\nnav{position:fixed;top:0;left:0;right:0;z-index:200;height:64px;display:flex;align-items:center;padding:0 40px;transition:background .4s var(--ease),box-shadow .4s}\nnav.scrolled{background:rgba(242,238,234,.96);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);box-shadow:0 1px 0 var(--border)}\n.nav-inner{width:100%;max-width:var(--max);margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:16px}\n.nav-logo img{height:28px;width:auto;display:block;filter:none;transition:filter .4s var(--ease)}\nnav.scrolled .nav-logo img{filter:brightness(0) saturate(100%) invert(6%) sepia(85%) saturate(2000%) hue-rotate(323deg) brightness(60%) contrast(120%)}\n.nav-links{display:flex;align-items:center;gap:22px;list-style:none}\n.nav-links a{font-size:13px;font-weight:400;color:rgba(242,238,234,.8);transition:color .2s;position:relative;white-space:nowrap}\n.nav-links a::after{content:'';position:absolute;bottom:-3px;left:0;right:0;height:1.5px;background:var(--sand);transform:scaleX(0);transform-origin:left;transition:transform .25s var(--ease)}\n.nav-links a:hover::after{transform:scaleX(1)}\nnav.scrolled .nav-links a{color:var(--muted)}\nnav.scrolled .nav-links a::after{background:var(--burg)}\n.nav-badge{font-size:8px;font-weight:600;background:rgba(217,183,142,.2);color:var(--sand);padding:2px 6px;border-radius:20px;margin-left:3px;vertical-align:middle}\nnav.scrolled .nav-badge{background:rgba(79,3,20,.1);color:var(--burg)}\n.nav-cta{font-size:13px;font-weight:500;color:var(--cream)!important;background:var(--burg);padding:9px 18px;border-radius:5px;transition:background .2s,transform .15s;white-space:nowrap;flex-shrink:0}\n.nav-cta:hover{background:var(--burg-m);transform:translateY(-1px)}\n.nav-cta::after{display:none!important}\n.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;background:none;border:none;padding:4px}\n.hamburger span{display:block;width:22px;height:1.5px;background:var(--cream);transition:all .3s}\nnav.scrolled .hamburger span{background:var(--burg)}\n.nav-drawer{position:fixed;inset:0;z-index:190;background:var(--dark);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:28px;opacity:0;visibility:hidden;transition:opacity .4s var(--ease),visibility .4s}\n.nav-drawer.open{opacity:1;visibility:visible}\n.nav-drawer a{font-family:var(--display);font-size:26px;font-weight:300;color:var(--cream);letter-spacing:.06em;transition:color .2s}\n.nav-drawer a:hover{color:var(--sand)}\n.nav-drawer .nav-cta{font-family:var(--body);font-size:14px;font-weight:500;padding:12px 28px}\n.nav-close{position:absolute;top:20px;right:28px;background:none;border:none;color:var(--cream);font-size:28px;cursor:pointer;line-height:1}\n\n\/* \u2500\u2500 HERO \u2500\u2500 *\/\n.calc-hero{\n  padding:120px 40px 60px;\n  background:var(--dark);\n  position:relative;overflow:hidden;text-align:center;\n}\n.calc-hero::before{content:'';position:absolute;top:-20%;right:-5%;width:500px;height:500px;border:1px solid rgba(217,183,142,.05);border-radius:50%}\n.calc-hero::after{content:'';position:absolute;bottom:-30%;left:-8%;width:400px;height:400px;border:1px solid rgba(217,183,142,.04);border-radius:50%}\n.calc-hero-inner{position:relative;z-index:1;max-width:600px;margin:0 auto}\n.calc-eyebrow{display:flex;align-items:center;justify-content:center;gap:12px;margin-bottom:20px}\n.calc-eyebrow-line{width:22px;height:1px;background:var(--sand)}\n.calc-eyebrow-text{font-size:11px;font-weight:500;letter-spacing:.18em;text-transform:uppercase;color:var(--sand)}\n.calc-hero h1{font-family:var(--display);font-size:clamp(38px,6vw,68px);font-weight:300;line-height:1.05;color:var(--cream);margin-bottom:16px}\n.calc-hero h1 em{font-style:italic;color:var(--sand)}\n.calc-hero p{font-size:16px;font-weight:300;color:rgba(242,238,234,.5);line-height:1.75}\n\n\/* \u2500\u2500 CALCULADORA WRAPPER \u2500\u2500 *\/\n.calc-wrapper{\n  max-width:820px;margin:0 auto;\n  padding:60px 40px 80px;\n}\n\n\/* \u2500\u2500 PASOS \u2500\u2500 *\/\n.calc-step{margin-bottom:44px}\n.step-label{\n  display:flex;align-items:center;gap:12px;\n  margin-bottom:18px;\n}\n.step-num{\n  width:28px;height:28px;border-radius:50%;\n  background:var(--burg);\n  font-size:12px;font-weight:600;color:var(--cream);\n  display:flex;align-items:center;justify-content:center;\n  flex-shrink:0;\n}\n.step-title{font-size:15px;font-weight:500;color:var(--text);letter-spacing:.02em}\n\n\/* \u2500\u2500 OPCIONES DE TIPOLOG\u00cdA \u2500\u2500 *\/\n.tipo-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}\n.tipo-opt{display:block;cursor:pointer}\n.tipo-opt input{position:absolute;opacity:0;width:0;height:0}\n.tipo-card{\n  display:flex;flex-direction:column;\n  padding:18px 16px;\n  border:2px solid var(--border);border-radius:12px;\n  background:#fff;\n  transition:border-color .2s,background .2s,transform .15s;\n  text-align:center;\n}\n.tipo-opt input:checked + .tipo-card{\n  border-color:var(--burg);\n  background:rgba(79,3,20,.04);\n  transform:translateY(-2px);\n  box-shadow:0 4px 16px rgba(79,3,20,.08);\n}\n.tipo-tag{font-size:9px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--burg-m);margin-bottom:6px}\n.tipo-name{font-family:var(--display);font-size:20px;font-weight:600;color:var(--text);margin-bottom:4px}\n.tipo-range{font-size:12px;font-weight:300;color:var(--muted)}\n\n\/* \u2500\u2500 OPCIONES DE PAGO \u2500\u2500 *\/\n.pago-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px}\n.pago-opt{display:block;cursor:pointer}\n.pago-opt input{position:absolute;opacity:0;width:0;height:0}\n.pago-card{\n  padding:14px 10px;\n  border:2px solid var(--border);border-radius:10px;\n  background:#fff;text-align:center;\n  transition:border-color .2s,background .2s;\n}\n.pago-opt input:checked + .pago-card{\n  border-color:var(--burg);\n  background:var(--burg);\n  color:var(--cream);\n}\n.pago-pct{font-size:20px;font-weight:600;font-family:var(--display);color:var(--burg);line-height:1;margin-bottom:2px}\n.pago-opt input:checked + .pago-card .pago-pct{color:var(--sand)}\n.pago-sub{font-size:10px;font-weight:400;color:var(--muted)}\n.pago-opt input:checked + .pago-card .pago-sub{color:rgba(242,238,234,.7)}\n.pago-sublabel{font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:8px;margin-top:14px}\n\n\/* Resumen plan de pagos *\/\n.plan-strip{\n  background:var(--warm);border-radius:10px;\n  padding:14px 18px;\n  display:flex;gap:0;\n  overflow:hidden;\n  margin-top:12px;\n}\n.plan-item{\n  flex:1;text-align:center;\n  padding:6px 12px;\n  border-right:1px solid rgba(79,3,20,.1);\n}\n.plan-item:last-child{border-right:none}\n.plan-item-label{font-size:10px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:4px}\n.plan-item-val{font-family:var(--display);font-size:22px;font-weight:600;color:var(--burg);line-height:1}\n.plan-item-sub{font-size:10px;font-weight:300;color:var(--muted);margin-top:2px}\n\n\/* \u2500\u2500 OBJETIVO \u2500\u2500 *\/\n.obj-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:14px}\n.obj-opt{display:block;cursor:pointer}\n.obj-opt input{position:absolute;opacity:0;width:0;height:0}\n.obj-card{\n  padding:18px 16px;border:2px solid var(--border);border-radius:12px;\n  background:#fff;text-align:center;\n  transition:border-color .2s,background .2s;\n}\n.obj-opt input:checked + .obj-card{\n  border-color:var(--burg);background:rgba(79,3,20,.04);\n}\n.obj-icon{font-size:24px;margin-bottom:8px}\n.obj-title{font-size:15px;font-weight:500;color:var(--text);margin-bottom:3px}\n.obj-sub{font-size:12px;font-weight:300;color:var(--muted)}\n\n\/* Sub-opci\u00f3n alquiler *\/\n.alq-wrap{margin-top:10px}\n.alq-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}\n.alq-opt{display:block;cursor:pointer}\n.alq-opt input{position:absolute;opacity:0;width:0;height:0}\n.alq-card{\n  padding:12px 14px;border:2px solid var(--border);border-radius:10px;\n  background:#fff;\n  display:flex;align-items:center;gap:10px;\n  transition:border-color .2s,background .2s;\n}\n.alq-opt input:checked + .alq-card{border-color:var(--burg);background:rgba(79,3,20,.04)}\n.alq-dot{width:8px;height:8px;border-radius:50%;background:var(--border);flex-shrink:0;transition:background .2s}\n.alq-opt input:checked + .alq-card .alq-dot{background:var(--burg)}\n.alq-info{}\n.alq-name{font-size:13px;font-weight:500;color:var(--text)}\n.alq-desc{font-size:11px;font-weight:300;color:var(--muted)}\n.hidden{display:none!important}\n\n\/* \u2500\u2500 PANEL DE RESULTADOS \u2500\u2500 *\/\n.results-panel{\n  background:var(--dark);border-radius:16px;\n  padding:32px 28px;margin:44px 0 0;\n}\n.results-top{\n  display:grid;grid-template-columns:repeat(4,1fr);gap:0;\n  margin-bottom:28px;\n}\n.res-item{\n  text-align:center;padding:0 12px;\n  border-right:1px solid rgba(255,255,255,.07);\n}\n.res-item:last-child{border-right:none}\n.res-label{font-size:10px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:rgba(217,183,142,.5);margin-bottom:6px}\n.res-val{font-family:var(--display);font-size:32px;font-weight:300;color:var(--cream);line-height:1}\n.res-val span{color:var(--sand)}\n.res-sub{font-size:10px;font-weight:300;color:rgba(242,238,234,.25);margin-top:3px}\n\n\/* Desglose *\/\n.results-detail{\n  background:rgba(255,255,255,.04);\n  border-radius:10px;padding:18px 20px;margin-bottom:20px;\n}\n.detail-row{\n  display:flex;justify-content:space-between;align-items:center;\n  padding:8px 0;border-bottom:1px solid rgba(255,255,255,.05);\n  font-size:13px;\n}\n.detail-row:last-child{border-bottom:none}\n.detail-label{font-weight:300;color:rgba(242,238,234,.45)}\n.detail-val{font-weight:500;color:var(--cream)}\n.detail-val.highlight{color:var(--sand)}\n.detail-val.positive{color:#4ade80}\n\n\/* \u2500\u2500 CTA \u2500\u2500 *\/\n.calc-cta{\n  background:var(--burg);border-radius:12px;\n  padding:28px 24px;text-align:center;margin-top:44px;\n}\n.calc-cta h2{font-family:var(--display);font-size:28px;font-weight:300;font-style:italic;color:var(--cream);margin-bottom:10px}\n.calc-cta p{font-size:14px;font-weight:300;color:rgba(242,238,234,.55);line-height:1.65;margin-bottom:20px;max-width:440px;margin-left:auto;margin-right:auto}\n.cta-checks{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 24px;margin-bottom:24px}\n.cta-check{display:flex;align-items:center;gap:7px;font-size:12px;font-weight:400;color:rgba(242,238,234,.75)}\n.cta-check-dot{width:14px;height:14px;border-radius:50%;background:var(--sand);position:relative;flex-shrink:0}\n.cta-check-dot::after{content:'';position:absolute;left:4px;top:1.5px;width:4px;height:7px;border:solid var(--burg);border-width:0 2px 2px 0;transform:rotate(45deg)}\n.btn-cta-calc{\n  display:inline-flex;align-items:center;gap:8px;\n  font-size:13px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;\n  background:var(--sand);color:var(--burg);\n  padding:15px 30px;border-radius:6px;border:none;cursor:pointer;\n  transition:background .2s,transform .15s;\n  animation:pulseCta 2.5s ease-in-out infinite;\n}\n.btn-cta-calc:hover{background:#e8cfa8;transform:translateY(-2px);animation:none}\n@keyframes pulseCta{0%,100%{box-shadow:0 0 0 0 rgba(217,183,142,.5)}50%{box-shadow:0 0 0 8px rgba(217,183,142,0)}}\n.btn-cta-ghost{\n  display:inline-flex;align-items:center;gap:8px;\n  font-size:13px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;\n  background:transparent;color:var(--cream);\n  padding:14px 28px;border-radius:6px;border:1px solid rgba(242,238,234,.35);cursor:pointer;\n  text-decoration:none;transition:border-color .2s,background .2s;\n}\n.btn-cta-ghost:hover{border-color:var(--sand);background:rgba(217,183,142,.08)}\n.cta-note{font-size:11px;font-weight:300;color:rgba(242,238,234,.25);margin-top:12px}\n\n\/* \u2500\u2500 DISCLAIMER \u2500\u2500 *\/\n.calc-disclaimer{\n  background:var(--warm);border-radius:10px;\n  padding:16px 20px;margin-top:20px;\n}\n.calc-disclaimer p{font-size:12px;font-weight:300;color:var(--muted);line-height:1.65}\n\n\/* \u2500\u2500 FOOTER \u2500\u2500 *\/\nfooter{background:var(--dark);padding:58px 40px 30px;border-top:1px solid rgba(255,255,255,.04)}\n.footer-inner{max-width:var(--max);margin:0 auto}\n.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:44px;margin-bottom:44px}\n.footer-logo img{height:22px;width:auto;display:block;margin-bottom:12px;opacity:.85}\n.footer-tagline{font-size:13px;font-weight:300;color:rgba(242,238,234,.3);line-height:1.65;max-width:210px;margin-bottom:18px}\n.footer-social{display:flex;flex-direction:column;gap:10px}\n.footer-btn{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:400;color:rgba(242,238,234,.55);border:1px solid rgba(255,255,255,.1);border-radius:6px;padding:9px 14px;transition:color .2s,border-color .2s;white-space:nowrap}\n.footer-btn:hover{color:var(--cream);border-color:rgba(255,255,255,.3)}\n.footer-col-title{font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:rgba(242,238,234,.3);margin-bottom:14px}\n.footer-col ul{list-style:none}\n.footer-col ul li{margin-bottom:10px}\n.footer-col ul a{font-size:14px;font-weight:300;color:rgba(242,238,234,.45);transition:color .2s}\n.footer-col ul a:hover{color:var(--cream)}\n.footer-bottom{border-top:1px solid rgba(255,255,255,.04);padding-top:22px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px}\n.footer-legal{font-size:12px;font-weight:300;color:rgba(242,238,234,.18)}\n.footer-legal a{color:rgba(242,238,234,.28);transition:color .2s}\n.footer-legal a:hover{color:rgba(242,238,234,.55)}\n.wa-float{position:fixed;bottom:26px;right:26px;z-index:50;width:50px;height:50px;background:#25d366;border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 20px rgba(37,211,102,.3);transition:transform .2s}\n.wa-float:hover{transform:scale(1.08)}\n\n\/* \u2500\u2500 FORMULARIO (contenedor de marca para el shortcode de Fluent Forms) \u2500\u2500 *\/\n.form-section{background:var(--cream);padding:70px 40px 90px}\n.form-box{max-width:560px;margin:0 auto;background:#fff;border:1px solid var(--border);border-radius:16px;padding:40px 34px;box-shadow:0 10px 40px rgba(79,3,20,.06)}\n.form-eyebrow{display:flex;align-items:center;justify-content:center;gap:10px;margin-bottom:14px}\n.form-eyebrow-line{width:20px;height:1px;background:var(--sand)}\n.form-eyebrow-text{font-size:10px;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--burg-m)}\n.form-box h2{font-family:var(--display);font-size:30px;font-weight:300;color:var(--burg);text-align:center;margin-bottom:8px;line-height:1.1}\n.form-box h2 em{font-style:italic;color:var(--burg-m)}\n.form-box .form-intro{font-size:14px;font-weight:300;color:var(--muted);text-align:center;line-height:1.6;margin-bottom:26px}\n\n\/* \u2500\u2500 MOBILE \u2500\u2500 *\/\n@media(max-width:900px){\n  nav{padding:0 20px}\n  .nav-links{display:none}\n  .hamburger{display:flex}\n  .calc-hero{padding:100px 20px 48px}\n  .calc-wrapper{padding:40px 20px 60px}\n  .tipo-grid{grid-template-columns:1fr}\n  .pago-grid{grid-template-columns:repeat(3,1fr)}\n  .obj-grid{grid-template-columns:1fr 1fr}\n  .results-top{grid-template-columns:repeat(2,1fr);gap:20px}\n  .res-item{border-right:none;border-bottom:1px solid rgba(255,255,255,.07);padding-bottom:16px}\n  .res-item:nth-child(2n){border-right:none}\n  .res-item:nth-last-child(-n+2){border-bottom:none}\n  footer{padding:44px 20px 24px}\n  .footer-grid{grid-template-columns:1fr 1fr;gap:28px}\n  .plan-strip{flex-direction:column;gap:10px}\n  .plan-item{border-right:none;border-bottom:1px solid rgba(79,3,20,.1);padding-bottom:10px}\n  .plan-item:last-child{border-bottom:none;padding-bottom:0}\n  .form-section{padding:50px 20px 70px}\n  .form-box{padding:30px 22px}\n}\n@media(max-width:480px){\n  .footer-grid{grid-template-columns:1fr}\n  .alq-grid{grid-template-columns:1fr}\n  .results-top{grid-template-columns:1fr 1fr}\n}\n\n\/* -- HEADER + FOOTER HOME -- *\/\n#pn-main{position:fixed;top:0;left:0;right:0;z-index:9999;background:#1a0209;font-family:var(--body);transition:background .3s;height:auto;}\n#pn-main .pn-row1{max-width:1200px;margin:0 auto;padding:0 36px;height:50px;display:flex;align-items:center;justify-content:space-between;gap:12px;}\n#pn-main .pn-row2{max-width:1200px;margin:0 auto;padding:0 20px;display:flex;align-items:center;justify-content:center;overflow-x:hidden;touch-action:pan-y;}\n#pn-main .pn-logo{display:flex;align-items:center;height:50px;}\n#pn-main .pn-logo img{height:18px;width:auto;display:block;opacity:.95;}\n#pn-main .pn-right{display:flex;align-items:center;gap:10px;}\n#pn-main .pn-contact{font-size:12px;font-weight:600;color:#f2eeea;background:var(--burg);padding:7px 18px;border-radius:4px;text-decoration:none;transition:background .2s;white-space:nowrap;}\n#pn-main .pn-contact:hover{background:var(--burg-m);}\n#pn-main .pn-burger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:4px;margin-left:0;}\n#pn-main .pn-burger span{display:block;width:22px;height:1.5px;background:#f2eeea;}\n#pn-main .pn-links{display:flex;align-items:center;list-style:none;gap:0;padding:0;margin:0;flex-wrap:nowrap;}\n#pn-main .pn-links li{margin-left:0;}\n#pn-main .pn-links li a,#pn-main .pn-links li:last-child a{display:block;font-size:12.5px;font-weight:400;color:rgba(242,238,234,.78);padding:9px 13px;white-space:nowrap;text-decoration:none;position:relative;transition:color .2s;background:transparent;border-radius:0;margin:0;}\n#pn-main .pn-links li a:hover{color:#fff;}\n#pn-main .pn-links li a::after{content:'';position:absolute;bottom:0;left:13px;right:13px;height:2px;background:var(--sand);transform:scaleX(0);transform-origin:left;transition:transform .25s;}\n#pn-main .pn-links li a:hover::after{transform:scaleX(1);}\n#pn-main .pn-badge{font-size:7px;font-weight:600;background:rgba(217,183,142,.18);color:var(--sand);padding:1px 5px;border-radius:20px;margin-left:3px;vertical-align:middle;}\n#pn-drawer{position:fixed;inset:0;z-index:10000;background:#1a0209;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:22px;opacity:0;visibility:hidden;transition:opacity .35s,visibility .35s;pointer-events:none;}\n#pn-drawer.pn-open{opacity:1!important;visibility:visible!important;pointer-events:auto!important;}\n#pn-close{position:absolute;top:18px;right:24px;background:none;border:none;color:#f2eeea;font-size:28px;cursor:pointer;line-height:1;}\n#pn-drawer a{font-family:var(--display);font-size:28px;font-weight:300;color:#f2eeea;text-decoration:none;transition:color .2s;}\n#pn-drawer a:hover{color:var(--sand);}\n#pn-drawer a.d-cta{font-family:var(--body);font-size:13px;font-weight:600;color:#f2eeea;background:var(--burg);padding:10px 24px;border-radius:5px;}\nfooter{background:var(--dark);padding:52px 48px 28px;border-top:1px solid rgba(255,255,255,.04);font-family:var(--body);}\nfooter .footer-inner{max-width:var(--max);margin:0 auto;padding:0;}\nfooter .footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;margin-bottom:32px;}\nfooter .footer-logo img{height:20px;opacity:.8;margin-bottom:12px;}\nfooter .footer-tagline{font-size:12px;font-weight:300;color:rgba(242,238,234,.28);line-height:1.6;margin-bottom:14px;max-width:200px;}\nfooter .footer-socials{display:flex;flex-direction:column;gap:7px;}\nfooter .footer-btn{display:inline-flex;align-items:center;gap:7px;font-size:11px;font-weight:300;color:rgba(242,238,234,.45);border:1px solid rgba(255,255,255,.1);padding:7px 11px;border-radius:4px;text-decoration:none;transition:color .2s,border-color .2s;white-space:nowrap;width:max-content;}\nfooter .footer-btn:hover{color:var(--cream);border-color:rgba(255,255,255,.28);}\nfooter .footer-col{margin-bottom:0;}\nfooter .footer-col h4{font-size:9px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:rgba(242,238,234,.26);margin-bottom:10px;}\nfooter .footer-col ul{list-style:none;padding:0;margin:0;}\nfooter .footer-col ul li{margin-bottom:6px;}\nfooter .footer-col ul a{font-size:12px;font-weight:300;color:rgba(242,238,234,.4);text-decoration:none;transition:color .2s;}\nfooter .footer-col ul a:hover{color:rgba(242,238,234,.7);}\nfooter .footer-bottom{border-top:1px solid rgba(255,255,255,.05);padding-top:18px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px;}\nfooter .footer-legal{font-size:10px;font-weight:300;color:rgba(242,238,234,.18);margin:0;}\nfooter .footer-legal a{color:rgba(242,238,234,.26);text-decoration:none;transition:color .2s;}\nfooter .footer-legal a:hover{color:rgba(242,238,234,.5);}\n.wa{position:fixed;bottom:26px;right:26px;z-index:999;width:50px;height:50px;background:#25d366;border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 20px rgba(37,211,102,.3);transition:transform .2s,box-shadow .2s;}\n.wa:hover{transform:scale(1.08);box-shadow:0 6px 28px rgba(37,211,102,.45);}\n@media(max-width:1000px){#pn-main .pn-row2{display:none!important;}#pn-main .pn-burger{display:flex!important;}body{padding-top:50px!important;}#pn-main .pn-row1{height:50px;padding:0 18px;}}\n@media(max-width:900px){footer .footer-grid{grid-template-columns:1fr 1fr;gap:28px;}}\n@media(max-width:700px){footer{padding:44px 24px 24px;}footer .footer-grid{grid-template-columns:1fr;gap:24px;}}\n<\/style>\n<\/head>\n<body>\n\n<!-- DRAWER -->\n<div id=\"pn-drawer\">\n  <button id=\"pn-close\">&#x2715;<\/button>\n  <a href=\"https:\/\/patrimonest.com\/\">Inicio<\/a>\n  <a href=\"https:\/\/patrimonest.com\/index.php\/home\/patrimonest-espana\/\">Espa\u00f1a<\/a>\n  <a href=\"https:\/\/patrimonest.com\/index.php\/home\/patrimonest-espana\/patrimonest-py\/por-que-paraguay\/\">\u00bfPor qu\u00e9 Paraguay?<\/a>\n  <a href=\"https:\/\/patrimonest.com\/index.php\/home\/patrimonest-espana\/patrimonest-py\/modelos-de-inversion\/\">Modelos de inversi\u00f3n<\/a>\n  <a href=\"https:\/\/patrimonest.com\/index.php\/home\/patrimonest-espana\/patrimonest-py\/club\/\">El Club<\/a>\n  <a href=\"https:\/\/patrimonest.com\/index.php\/home\/patrimonest-espana\/patrimonest-py\/faqs\/\">FAQs<\/a>\n  <a 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href=\"https:\/\/patrimonest.com\/index.php\/home\/patrimonest-espana\/patrimonest-py\/\">Paraguay<\/a><\/li>\n      <li><a href=\"https:\/\/patrimonest.com\/index.php\/home\/patrimonest-espana\/patrimonest-py\/por-que-paraguay\/\">\u00bfPor qu\u00e9 Paraguay?<\/a><\/li>\n      <li><a href=\"https:\/\/patrimonest.com\/index.php\/home\/patrimonest-espana\/patrimonest-py\/modelos-de-inversion\/\">Modelos de inversi\u00f3n<\/a><\/li>\n      <li><a href=\"https:\/\/patrimonest.com\/index.php\/home\/patrimonest-espana\/patrimonest-py\/club\/\">El Club<\/a><\/li>\n      <li><a href=\"https:\/\/patrimonest.com\/index.php\/home\/patrimonest-espana\/patrimonest-py\/faqs\/\">FAQs<\/a><\/li>\n      <li><a href=\"https:\/\/patrimonest.com\/index.php\/home\/patrimonest-espana\/patrimonest-py\/calculadora-patrimonest\/\">Calculadora <span class=\"pn-badge\">Tool<\/span><\/a><\/li>\n    <\/ul>\n  <\/div>\n<\/nav>\n\n<!-- HERO -->\n<section class=\"calc-hero\">\n  <div class=\"calc-hero-inner\">\n    <div class=\"calc-eyebrow\">\n      <div class=\"calc-eyebrow-line\"><\/div>\n      <span class=\"calc-eyebrow-text\">Simulador de inversi\u00f3n<\/span>\n      <div class=\"calc-eyebrow-line\"><\/div>\n    <\/div>\n    <h1>Calcula tu<br><em>rentabilidad<\/em><\/h1>\n    <p>Basado en datos reales del mercado de Asunci\u00f3n.<br>Resultados en 60 segundos.<\/p>\n  <\/div>\n<\/section>\n\n<!-- CALCULADORA -->\n<div class=\"calc-wrapper\">\n\n  <!-- PASO 1: TIPOLOG\u00cdA -->\n  <div class=\"calc-step\">\n    <div class=\"step-label\">\n      <div class=\"step-num\">1<\/div>\n      <span class=\"step-title\">Tipo de propiedad<\/span>\n    <\/div>\n    <div class=\"tipo-grid\">\n      <label class=\"tipo-opt\">\n        <input type=\"radio\" name=\"precio\" value=\"52904\" data-label=\"Monoambiente\" checked>\n        <div class=\"tipo-card\">\n          <span class=\"tipo-tag\">Entrada accesible<\/span>\n          <span class=\"tipo-name\">Monoambiente<\/span>\n          <span class=\"tipo-range\">38.000\u20ac \u2013 70.000\u20ac<\/span>\n        <\/div>\n      <\/label>\n      <label class=\"tipo-opt\">\n        <input type=\"radio\" name=\"precio\" value=\"90000\" data-label=\"1D \u2013 2D\">\n        <div class=\"tipo-card\">\n          <span class=\"tipo-tag\">Mejor rentabilidad<\/span>\n          <span class=\"tipo-name\">1D \u2013 2D<\/span>\n          <span class=\"tipo-range\">65.000\u20ac \u2013 121.000\u20ac<\/span>\n        <\/div>\n      <\/label>\n      <label class=\"tipo-opt\">\n        <input type=\"radio\" name=\"precio\" value=\"150000\" data-label=\"2D \u2013 3D Premium\">\n        <div class=\"tipo-card\">\n          <span class=\"tipo-tag\">Lujo residencial<\/span>\n          <span class=\"tipo-name\">2D \u2013 3D Premium<\/span>\n          <span class=\"tipo-range\">121.000\u20ac \u2013 180.000\u20ac<\/span>\n        <\/div>\n      <\/label>\n    <\/div>\n  <\/div>\n\n  <!-- PASO 2: PLAN DE PAGOS -->\n  <div class=\"calc-step\">\n    <div class=\"step-label\">\n      <div class=\"step-num\">2<\/div>\n      <span class=\"step-title\">Plan de pagos<\/span>\n    <\/div>\n    <div class=\"pago-sublabel\" style=\"font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:8px\">Elige tu opci\u00f3n<\/div>\n    <div class=\"pago-grid\">\n      <label class=\"pago-opt\">\n        <input type=\"radio\" name=\"plan\" value=\"20_70_10\" checked>\n        <div class=\"pago-card\">\n          <div class=\"pago-pct\">20 \u00b7 70 \u00b7 10<\/div>\n          <div class=\"pago-sub\">Entrada \u00b7 Obra \u00b7 Llaves<\/div>\n        <\/div>\n      <\/label>\n      <label class=\"pago-opt\">\n        <input type=\"radio\" name=\"plan\" value=\"10_70_20\">\n        <div class=\"pago-card\">\n          <div class=\"pago-pct\">10 \u00b7 70 \u00b7 20<\/div>\n          <div class=\"pago-sub\">Entrada \u00b7 Obra \u00b7 Llaves<\/div>\n        <\/div>\n      <\/label>\n      <label class=\"pago-opt\">\n        <input type=\"radio\" name=\"plan\" value=\"30_70_0\">\n        <div class=\"pago-card\">\n          <div class=\"pago-pct\">30 \u00b7 70 \u00b7 0<\/div>\n          <div class=\"pago-sub\">Entrada \u00b7 Obra \u00b7 Llaves<\/div>\n        <\/div>\n      <\/label>\n    <\/div>\n\n    <div class=\"plan-strip\">\n      <div class=\"plan-item\">\n        <div class=\"plan-item-label\">Se\u00f1al inicial<\/div>\n        <div class=\"plan-item-val\" style=\"font-size:16px;color:var(--sand)\">1.000 $<\/div>\n        <div class=\"plan-item-sub\">A las 24\u201348h \u00b7 Reembolsable<\/div>\n      <\/div>\n      <div class=\"plan-item\">\n        <div class=\"plan-item-label\">Entrada (a ~30 d\u00edas)<\/div>\n        <div class=\"plan-item-val\" id=\"strip-entrada\">\u2014<\/div>\n        <div class=\"plan-item-sub\" id=\"strip-entrada-pct\">\u2014<\/div>\n      <\/div>\n      <div class=\"plan-item\">\n        <div class=\"plan-item-label\">Durante la obra<\/div>\n        <div class=\"plan-item-val\" id=\"strip-obra\">\u2014<\/div>\n        <div class=\"plan-item-sub\">70% \u00b7 41 cuotas sin intereses<\/div>\n      <\/div>\n      <div class=\"plan-item\">\n        <div class=\"plan-item-label\">Al recibir llaves<\/div>\n        <div class=\"plan-item-val\" id=\"strip-llaves\">\u2014<\/div>\n        <div class=\"plan-item-sub\" id=\"strip-llaves-pct\">\u2014<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- PASO 3: OBJETIVO -->\n  <div class=\"calc-step\">\n    <div class=\"step-label\">\n      <div class=\"step-num\">3<\/div>\n      <span class=\"step-title\">\u00bfCu\u00e1l es tu objetivo?<\/span>\n    <\/div>\n    <div class=\"obj-grid\">\n      <label class=\"obj-opt\">\n        <input type=\"radio\" name=\"objetivo\" value=\"rent\" checked>\n        <div class=\"obj-card\">\n          <div class=\"obj-icon\">\ud83c\udfe0<\/div>\n          <div class=\"obj-title\">Alquilar<\/div>\n          <div class=\"obj-sub\">Generar renta mensual<\/div>\n        <\/div>\n      <\/label>\n      <label class=\"obj-opt\">\n        <input type=\"radio\" name=\"objetivo\" value=\"sell\">\n        <div class=\"obj-card\">\n          <div class=\"obj-icon\">\ud83d\udcc8<\/div>\n          <div class=\"obj-title\">Revender<\/div>\n          <div class=\"obj-sub\">Capturar la plusval\u00eda<\/div>\n        <\/div>\n      <\/label>\n    <\/div>\n\n    <div class=\"alq-wrap\" id=\"alqWrap\">\n      <div class=\"pago-sublabel\" style=\"font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:8px;margin-top:12px\">Tipo de alquiler<\/div>\n      <div class=\"alq-grid\">\n        <label class=\"alq-opt\">\n          <input type=\"radio\" name=\"alquiler\" value=\"trad\" checked>\n          <div class=\"alq-card\">\n            <div class=\"alq-dot\"><\/div>\n            <div class=\"alq-info\">\n              <div class=\"alq-name\">Renta tradicional<\/div>\n              <div class=\"alq-desc\">9,77% neto anual \u00b7 Flujo constante<\/div>\n            <\/div>\n          <\/div>\n        <\/label>\n        <label class=\"alq-opt\">\n          <input type=\"radio\" name=\"alquiler\" value=\"airbnb\">\n          <div class=\"alq-card\">\n            <div class=\"alq-dot\"><\/div>\n            <div class=\"alq-info\">\n              <div class=\"alq-name\">Airbnb \/ Renta corta<\/div>\n              <div class=\"alq-desc\">13,11% neto anual \u00b7 85% ocupaci\u00f3n<\/div>\n            <\/div>\n          <\/div>\n        <\/label>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- PANEL DE RESULTADOS -->\n  <div class=\"results-panel\" id=\"resultsPanel\">\n    <div class=\"results-top\">\n      <div class=\"res-item\">\n        <div class=\"res-label\">Tu entrada<\/div>\n        <div class=\"res-val\" id=\"r-entrada\">\u2014<\/div>\n        <div class=\"res-sub\">Primer desembolso real<\/div>\n      <\/div>\n      <div class=\"res-item\">\n        <div class=\"res-label\">Cuota\/mes<\/div>\n        <div class=\"res-val\" id=\"r-cuota\">\u2014<\/div>\n        <div class=\"res-sub\">Durante 41 meses \u00b7 Sin intereses<\/div>\n      <\/div>\n      <div class=\"res-item\">\n        <div class=\"res-label\">Rentabilidad neta<\/div>\n        <div class=\"res-val\"><span id=\"r-rent\">\u2014<\/span><\/div>\n        <div class=\"res-sub\" id=\"r-rent-sub\">Anual estimada<\/div>\n      <\/div>\n      <div class=\"res-item\">\n        <div class=\"res-label\">Ganancia a 5 a\u00f1os<\/div>\n        <div class=\"res-val\"><span id=\"r-cinco\">\u2014<\/span><\/div>\n        <div class=\"res-sub\">Renta + revalorizaci\u00f3n<\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"results-detail\">\n      <div class=\"detail-row\">\n        <span class=\"detail-label\">Precio estimado de la propiedad<\/span>\n        <span class=\"detail-val\" id=\"d-precio\">\u2014<\/span>\n      <\/div>\n      <div class=\"detail-row\">\n        <span class=\"detail-label\">Se\u00f1al de reserva<\/span>\n        <span class=\"detail-val\">~1.000 $ (reembolsable)<\/span>\n      <\/div>\n      <div class=\"detail-row\">\n        <span class=\"detail-label\">Entrada inicial<\/span>\n        <span class=\"detail-val\" id=\"d-entrada\">\u2014<\/span>\n      <\/div>\n      <div class=\"detail-row\">\n        <span class=\"detail-label\">Total durante la obra (70%)<\/span>\n        <span class=\"detail-val\" id=\"d-obra\">\u2014<\/span>\n      <\/div>\n      <div class=\"detail-row\">\n        <span class=\"detail-label\">Cuota mensual (41 cuotas, sin intereses)<\/span>\n        <span class=\"detail-val\" id=\"d-cuota\">\u2014<\/span>\n      <\/div>\n      <div class=\"detail-row\">\n        <span class=\"detail-label\">Pago final al recibir llaves<\/span>\n        <span class=\"detail-val\" id=\"d-llaves\">\u2014<\/span>\n      <\/div>\n      <div class=\"detail-row\" id=\"row-renta-anual\">\n        <span class=\"detail-label\">Renta neta anual estimada<\/span>\n        <span class=\"detail-val highlight\" id=\"d-renta-anual\">\u2014<\/span>\n      <\/div>\n      <div class=\"detail-row\" id=\"row-reval\">\n        <span class=\"detail-label\">Revalorizaci\u00f3n anual estimada (10%\/a\u00f1o)<\/span>\n        <span class=\"detail-val highlight\" id=\"d-reval\">\u2014<\/span>\n      <\/div>\n      <div class=\"detail-row\">\n        <span class=\"detail-label\">Ganancia total estimada a 5 a\u00f1os<\/span>\n        <span class=\"detail-val positive\" id=\"d-total5\">\u2014<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- CTA -->\n  <div class=\"calc-cta\">\n    <h2>\u00bfTe cuadran los n\u00fameros?<\/h2>\n    <p>Recibe el informe completo en PDF con tu simulaci\u00f3n, o agenda una llamada gratuita de 45 min. Sin compromiso.<\/p>\n    <div class=\"cta-checks\">\n      <div class=\"cta-check\"><div class=\"cta-check-dot\"><\/div>Sin compromiso<\/div>\n      <div class=\"cta-check\"><div class=\"cta-check-dot\"><\/div>Plan de pagos real<\/div>\n      <div class=\"cta-check\"><div class=\"cta-check-dot\"><\/div>Proyecci\u00f3n detallada<\/div>\n      <div class=\"cta-check\"><div class=\"cta-check-dot\"><\/div>Primeros pasos<\/div>\n    <\/div>\n\n    <!-- DOS BOTONES -->\n    <div style=\"display:flex;flex-wrap:wrap;justify-content:center;gap:12px;\">\n      <a href=\"#formulario-patrimonest\" class=\"btn-cta-calc\">\n        <svg width=\"15\" height=\"15\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" viewBox=\"0 0 24 24\"><path d=\"M21 15v4a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2v-4\"\/><path d=\"M7 10l5 5 5-5\"\/><path d=\"M12 15V3\"\/><\/svg>\n        Recibe tu informe en PDF\n      <\/a>\n      <a href=\"https:\/\/calendly.com\/contacto-patrimonest\/patrimonest-cafe\" target=\"_blank\" class=\"btn-cta-ghost\">\n        <svg width=\"15\" height=\"15\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" viewBox=\"0 0 24 24\"><rect x=\"3\" y=\"4\" width=\"18\" height=\"18\" rx=\"2\"\/><path d=\"M16 2v4M8 2v4M3 10h18\"\/><\/svg>\n        Agenda tu llamada gratuita\n      <\/a>\n    <\/div>\n\n    <p class=\"cta-note\">Informe inmediato por email \u00b7 o videollamada de 45 min sin presi\u00f3n comercial<\/p>\n  <\/div>\n\n  <!-- DISCLAIMER -->\n  <div class=\"calc-disclaimer\">\n    <p>Las rentabilidades mostradas son estimaciones basadas en datos reales de mercado del eje corporativo de Asunci\u00f3n. Fuentes: an\u00e1lisis interno Patrimonest \/ BCP. No constituyen garant\u00eda de rendimiento futuro. Toda inversi\u00f3n conlleva riesgos. Tipo de cambio orientativo: 1 USD = 0,855 EUR.<\/p>\n  <\/div>\n\n<\/div>\n\n<!-- ============================================================\n     SECCI\u00d3N FORMULARIO\n     Pega el shortcode de tu formulario donde pone [PEGA_AQUI...]\n     ============================================================ -->\n<section class=\"form-section\" id=\"formulario-patrimonest\">\n  <div class=\"form-box\">\n    <div class=\"form-eyebrow\">\n      <div class=\"form-eyebrow-line\"><\/div>\n      <span class=\"form-eyebrow-text\">Tu informe personalizado<\/span>\n      <div class=\"form-eyebrow-line\"><\/div>\n    <\/div>\n    <h2>Recibe tu <em>simulaci\u00f3n<\/em> en PDF<\/h2>\n    <p class=\"form-intro\">Te enviamos al instante el informe con los n\u00fameros que acabas de calcular, el plan de pagos y la proyecci\u00f3n a 5 a\u00f1os. Sin compromiso.<\/p>\n\n    <div class='fluentform ff-default fluentform_wrapper_2 ffs_default_wrap'><form data-form_id=\"2\" id=\"fluentform_2\" class=\"frm-fluent-form fluent_form_2 ff-el-form-top ff_form_instance_2_1 ff-form-loading ffs_default\" data-form_instance=\"ff_form_instance_2_1\" method=\"POST\" ><fieldset  style=\"border: none!important;margin: 0!important;padding: 0!important;background-color: transparent!important;box-shadow: none!important;outline: none!important; min-inline-size: 100%;\">\n                    <legend class=\"ff_screen_reader_title\" style=\"display: block; margin: 0!important;padding: 0!important;height: 0!important;text-indent: -999999px;width: 0!important;overflow:hidden;\">Subscription Form<\/legend><input type='hidden' name='__fluent_form_embded_post_id' value='167' \/><input type=\"hidden\" id=\"_fluentform_2_fluentformnonce\" name=\"_fluentform_2_fluentformnonce\" value=\"b370f4c5da\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/index.php\/wp-json\/wp\/v2\/pages\/167\" \/><div data-type=\"name-element\" data-name=\"names\" class=\" ff-field_container ff-name-field-wrapper\" ><div class='ff-t-container'><div class='ff-t-cell '><div class='ff-el-group ff-el-form-top'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_2_names_first_name_' id='label_ff_2_names_first_name_' >Nombre<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[first_name]\" id=\"ff_2_names_first_name_\" class=\"ff-el-form-control\" placeholder=\"Introduce tu nombre\" aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><div class='ff-t-cell '><div class='ff-el-group ff-el-form-top'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_2_names_last_name_' id='label_ff_2_names_last_name_' >Apellidos<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[last_name]\" id=\"ff_2_names_last_name_\" class=\"ff-el-form-control\" placeholder=\"Introduce tus apellidos\" aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><\/div><\/div><div data-name=\"ff_cn_id_1\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_2_email' id='label_ff_2_email' aria-label=\"Email\">Email<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"email\" id=\"ff_2_email\" class=\"ff-el-form-control\" placeholder=\"Tu mejor email\" data-name=\"email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group ff-text-left ff_submit_btn_wrapper ff_submit_btn_wrapper_custom'><button class=\"ff-btn ff-btn-submit ff-btn-md ff_btn_style wpf_has_custom_css\" type=\"submit\" name=\"custom_submit_button-2_1\" data-name=\"custom_submit_button-2_1\"  aria-label=\"Enviar para obtener informe\">Enviar para obtener informe<\/button><style>form.fluent_form_2 .wpf_has_custom_css.ff-btn-submit { background-color:rgba(79, 3, 20, 1);border-color:rgba(79, 3, 20, 1);color:#ffffff;min-width:100%; }form.fluent_form_2 .wpf_has_custom_css.ff-btn-submit:hover { background-color:#ffffff;border-color:#1a7efb;color:#1a7efb;min-width:100%; } <\/style><\/div><\/div><\/div><div class='ff-el-group    ff-el-input--content'><div class='ff-el-form-check ff-el-tc'><label aria-label='Doy mi consentimiento para que este sitio web almacene mi informaci\u00f3n enviada para que puedan responder a mi consulta' class='ff-el-form-check-label ff_tc_label' for=gdpr-agreement_65b766fa784ead83879dd1f4c3f25eee><span class='ff_tc_checkbox'><input type=\"checkbox\" name=\"gdpr-agreement\" class=\"ff-el-form-check-input ff_gdpr_field\" data-name=\"gdpr-agreement\" id=\"gdpr-agreement_65b766fa784ead83879dd1f4c3f25eee\"  value='on' aria-invalid='false' aria-required=true><\/span> <div class='ff_t_c'>Doy mi consentimiento para que este sitio web almacene mi informaci\u00f3n enviada para que puedan responder a mi consulta<\/div><\/label><\/div><\/div><input type=\"hidden\" name=\"propiedad\" data-name=\"propiedad\" ><input type=\"hidden\" name=\"plan_pago\" data-name=\"plan_pago\" ><input type=\"hidden\" name=\"objetivo\" data-name=\"objetivo\" ><input type=\"hidden\" name=\"entrada_eur\" data-name=\"entrada_eur\" ><input type=\"hidden\" name=\"cuota_mes\" data-name=\"cuota_mes\" ><input type=\"hidden\" name=\"retorno_5y\" data-name=\"retorno_5y\" ><\/fieldset><\/form><div id='fluentform_2_errors' class='ff-errors-in-stack ff_form_instance_2_1 ff-form-loading_errors ff_form_instance_2_1_errors'><\/div><\/div>            <script type=\"text\/javascript\">\n                window.fluent_form_ff_form_instance_2_1 = {\"id\":\"2\",\"ajaxUrl\":\"https:\\\/\\\/patrimonest.com\\\/wp-admin\\\/admin-ajax.php\",\"settings\":{\"layout\":{\"labelPlacement\":\"top\",\"helpMessagePlacement\":\"with_label\",\"errorMessagePlacement\":\"inline\",\"asteriskPlacement\":\"asterisk-right\"},\"restrictions\":{\"denyEmptySubmission\":{\"enabled\":false}}},\"form_instance\":\"ff_form_instance_2_1\",\"form_id_selector\":\"fluentform_2\",\"rules\":{\"names[first_name]\":{\"required\":{\"value\":false,\"message\":\"Este campo es obligatorio\",\"global_message\":\"Este campo es obligatorio\",\"global\":true}},\"names[middle_name]\":{\"required\":{\"value\":false,\"message\":\"Este campo es obligatorio\",\"global_message\":\"Este campo es obligatorio\",\"global\":true}},\"names[last_name]\":{\"required\":{\"value\":false,\"message\":\"Este campo es obligatorio\",\"global_message\":\"Este campo es obligatorio\",\"global\":true}},\"email\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Este campo es obligatorio\"},\"email\":{\"value\":true,\"message\":\"This field must contain a valid email\",\"global\":false,\"global_message\":\"Este campo debe contener un correo electr\\u00f3nico v\\u00e1lido\"}},\"gdpr-agreement\":{\"required\":{\"value\":true,\"message\":\"Este campo es obligatorio\",\"global_message\":\"Este campo es obligatorio\",\"global\":true}}},\"debounce_time\":300,\"file_upload_settings\":[]};\n                            <\/script>\n            \n\n  <\/div>\n<\/section>\n\n<footer>\n  <div class=\"footer-inner\">\n    <div class=\"footer-grid\">\n      <div>\n        <p class=\"footer-tagline\">Servicios inmobiliarios en Espa\u00f1a. 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1.164-.173.199-.347.223-.644.075-.297-.15-1.255-.463-2.39-1.475-.883-.788-1.48-1.761-1.653-2.059-.173-.297-.018-.458.13-.606.134-.133.298-.347.446-.52.149-.174.198-.298.298-.497.099-.198.05-.371-.025-.52-.075-.149-.669-1.612-.916-2.207-.242-.579-.487-.5-.669-.51-.173-.008-.371-.01-.57-.01-.198 0-.52.074-.792.372-.272.297-1.04 1.016-1.04 2.479 0 1.462 1.065 2.875 1.213 3.074.149.198 2.096 3.2 5.077 4.487.709.306 1.262.489 1.694.625.712.227 1.36.195 1.871.118.571-.085 1.758-.719 2.006-1.413.248-.694.248-1.289.173-1.413-.074-.124-.272-.198-.57-.347m-5.421 7.403h-.004a9.87 9.87 0 01-5.031-1.378l-.361-.214-3.741.982.998-3.648-.235-.374a9.86 9.86 0 01-1.51-5.26c.001-5.45 4.436-9.884 9.888-9.884 2.64 0 5.122 1.03 6.988 2.898a9.825 9.825 0 012.893 6.994c-.003 5.45-4.437 9.884-9.885 9.884m8.413-18.297A11.815 11.815 0 0012.05 0C5.495 0 .16 5.335.157 11.892c0 2.096.547 4.142 1.588 5.945L.057 24l6.305-1.654a11.882 11.882 0 005.683 1.448h.005c6.554 0 11.89-5.335 11.893-11.893a11.821 11.821 0 00-3.48-8.413z\"\/><\/svg>\n<\/a>\n\n<script>\n\/* -- NAV -- *\/\nvar nav=document.getElementById('pn-main');\nwindow.addEventListener('scroll',function(){\n  if(nav)nav.style.background=window.scrollY>60?'rgba(26,2,9,.96)':'#1a0209';\n},{passive:true});\n\n\/* -- DRAWER -- *\/\ndocument.addEventListener('DOMContentLoaded',function(){\n  var b=document.getElementById('pn-burger');\n  var d=document.getElementById('pn-drawer');\n  var c=document.getElementById('pn-close');\n  if(b&&d)b.addEventListener('click',function(){d.classList.add('pn-open');});\n  if(c&&d)c.addEventListener('click',function(){d.classList.remove('pn-open');});\n  if(d)d.querySelectorAll('a').forEach(function(a){a.addEventListener('click',function(){d.classList.remove('pn-open');});});\n});\n\n\/* -- CALCULADORA -- *\/\nvar RENT_TRAD  = 9.77;\nvar RENT_AIRBNB = 13.11;\nvar REVAL_ANUAL = 10;\nvar CUOTAS_OBRA = 41;\nvar TC = 0.855;\n\nfunction fmt(n, prefix){\n  prefix = prefix || '';\n  if(n >= 10000){\n    var k = Math.round(n\/100)\/10;\n    return prefix + (k%1===0 ? k : k.toFixed(1)) + 'k\u20ac';\n  }\n  return prefix + Math.round(n).toLocaleString('es-ES') + '\u20ac';\n}\nfunction fmtFull(n){\n  return Math.round(n).toLocaleString('es-ES') + '\u20ac';\n}\nfunction getVal(name, def){\n  var el = document.querySelector('input[name=\"'+name+'\"]:checked');\n  return el ? el.value : def;\n}\nfunction setText(id, txt){\n  var el = document.getElementById(id);\n  if(el) el.textContent = txt;\n}\nfunction setHTML(id, txt){\n  var el = document.getElementById(id);\n  if(el) el.innerHTML = txt;\n}\n\nfunction calc(){\n  var precio = parseInt(getVal('precio','52904'), 10);\n\n  var plan = getVal('plan','20_70_10');\n  var parts = plan.split('_');\n  var pctE = parseInt(parts[0],10);\n  var pctO = parseInt(parts[1],10);\n  var pctL = parseInt(parts[2],10);\n\n  var montoE = Math.round(precio * pctE \/ 100);\n  var montoO = Math.round(precio * pctO \/ 100);\n  var montoL = Math.round(precio * pctL \/ 100);\n  var cuotaMes = Math.round(montoO \/ CUOTAS_OBRA);\n\n  setText('strip-entrada', fmtFull(montoE));\n  setText('strip-entrada-pct', pctE + '% del total');\n  setText('strip-obra', fmtFull(montoO));\n  setText('strip-llaves', pctL > 0 ? fmtFull(montoL) : 'Sin pago final');\n  setText('strip-llaves-pct', pctL > 0 ? pctL + '% del total' : '0% \u2013 ya pagado en cuotas');\n\n  var obj = getVal('objetivo','rent');\n  var alq = getVal('alquiler','trad');\n\n  var alqWrap = document.getElementById('alqWrap');\n  if(alqWrap) alqWrap.classList.toggle('hidden', obj === 'sell');\n\n  var rentPct   = 0;\n  var rentAnual = 0;\n  var revalAnual = Math.round(precio * REVAL_ANUAL \/ 100);\n  var renta5 = 0, reval5 = 0, total5 = 0;\n\n  if(obj === 'rent'){\n    rentPct = (alq === 'airbnb') ? RENT_AIRBNB : RENT_TRAD;\n    rentAnual = Math.round(precio * rentPct \/ 100);\n    renta5 = rentAnual * 5;\n    reval5 = revalAnual * 5;\n    total5 = renta5 + reval5;\n  } else {\n    rentPct = REVAL_ANUAL;\n    reval5 = revalAnual * 5;\n    total5 = reval5;\n  }\n\n  setText('r-entrada', fmtFull(montoE));\n  setText('r-cuota', fmtFull(cuotaMes) + '\/mes');\n  setText('r-rent', rentPct.toFixed(2) + '%');\n  setText('r-rent-sub', obj === 'sell' ? 'Revalorizaci\u00f3n\/a\u00f1o' : 'Neta anual estimada');\n  setHTML('r-cinco', '+' + fmt(total5));\n\n  setText('d-precio', fmtFull(precio));\n  setText('d-entrada', fmtFull(montoE) + ' (' + pctE + '%)');\n  setText('d-obra', fmtFull(montoO) + ' (70%)');\n  setText('d-cuota', fmtFull(cuotaMes) + '\/mes \u00d7 41');\n  setText('d-llaves', pctL > 0 ? fmtFull(montoL) + ' (' + pctL + '%)' : 'Sin pago final');\n\n  var rowRenta = document.getElementById('row-renta-anual');\n  if(obj === 'rent'){\n    if(rowRenta) rowRenta.style.display = '';\n    setText('d-renta-anual', fmtFull(rentAnual) + '\/a\u00f1o (' + rentPct.toFixed(2) + '%)');\n  } else {\n    if(rowRenta) rowRenta.style.display = 'none';\n  }\n  setText('d-reval', fmtFull(revalAnual) + '\/a\u00f1o (10%)');\n  setHTML('d-total5', '+' + fmtFull(total5) + ' en 5 a\u00f1os');\n\n  guardarInforme();\n}\n\n\/* \u2500\u2500 PUENTE: guarda lo que el usuario ve, para el PDF del formulario \u2500\u2500 *\/\nfunction guardarInforme(){\n  try{\n    var precioEl = document.querySelector('input[name=\"precio\"]:checked');\n    var planEl   = document.querySelector('input[name=\"plan\"]:checked');\n    var objEl    = document.querySelector('input[name=\"objetivo\"]:checked');\n    var alqEl    = document.querySelector('input[name=\"alquiler\"]:checked');\n    if(!precioEl || !planEl || !objEl) return;\n\n    var propiedad = precioEl.getAttribute('data-label') || 'Monoambiente';\n    var p = planEl.value.split('_');\n    var plan_pago = p[0] + '% entrada \/ ' + p[1] + '% obra \/ ' + p[2] + '% llaves';\n    var objetivo = (objEl.value === 'sell')\n      ? 'Revender'\n      : ('Alquilar - ' + ((alqEl && alqEl.value === 'airbnb') ? 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